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Posted in Aberdeen, Abbotsford Real Estate
New property listed in Aberdeen, Abbotsford

I have listed a new property at 27733 Porter Drive in Abbotsford. See details here

A RARE find! CUSTOM BUILT executive home w/ PRIMARY ON THE MAIN on 9,933 sq/ft lot, backing onto serene green space! Desirable floorplan features main floor living -with a grand living room, gas f/p & a family room flooded with natural light. Crown moldings, hardwood floors, in-ceiling speaker system throughout. Kitchen features elegant white cabinets, granite counters, island, double ovens, eating area & large pantry. Formal dining room! OVERSIZED primary bdrm with W/I closet, patio access & spa-like ensuite w/ jacuzzi tub, shower & double sinks. Upstairs-2 more bdrms & a bath. Oversized, heated, double garage w/ polished floors, bathroom & 200A service- perfect for car lovers! Enjoy entertaining in the very private & manicured backyard with covered patio, heaters, fire pit & wired shed!

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Posted in Aberdeen, Abbotsford Real Estate
Open House. Open House on Saturday, March 28, 2026 2:00PM - 4:00PM

Please visit our Open House at 27733 Porter Drive in Abbotsford. See details here

Open House on Saturday, March 28, 2026 2:00PM - 4:00PM

A RARE find! CUSTOM BUILT executive home w/ PRIMARY ON THE MAIN on 9,933 sq/ft lot, backing onto serene green space! Desirable floorplan features main floor living -with a grand living room, gas f/p & a family room flooded with natural light. Crown moldings, hardwood floors, in-ceiling speaker system throughout. Kitchen features elegant white cabinets, granite counters, island, double ovens, eating area & large pantry. Formal dining room! OVERSIZED primary bdrm with W/I closet, patio access & spa-like ensuite w/ jacuzzi tub, shower & double sinks. Upstairs-2 more bdrms & a bath. Oversized, heated, double garage w/ polished floors, bathroom & 200A service- perfect for car lovers! Enjoy entertaining in the very private & manicured backyard with covered patio, heaters, fire pit & wired shed!

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Posted in Aberdeen, Abbotsford Real Estate
Open House. Open House on Sunday, March 29, 2026 11:00AM - 1:00PM

Please visit our Open House at 27733 Porter Drive in Abbotsford. See details here

Open House on Sunday, March 29, 2026 11:00AM - 1:00PM

A RARE find! CUSTOM BUILT executive home w/ PRIMARY ON THE MAIN on 9,933 sq/ft lot, backing onto serene green space! Desirable floorplan features main floor living -with a grand living room, gas f/p & a family room flooded with natural light. Crown moldings, hardwood floors, in-ceiling speaker system throughout. Kitchen features elegant white cabinets, granite counters, island, double ovens, eating area & large pantry. Formal dining room! OVERSIZED primary bdrm with W/I closet, patio access & spa-like ensuite w/ jacuzzi tub, shower & double sinks. Upstairs-2 more bdrms & a bath. Oversized, heated, double garage w/ polished floors, bathroom & 200A service- perfect for car lovers! Enjoy entertaining in the very private & manicured backyard with covered patio, heaters, fire pit & wired shed!

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Posted in Aldergrove Langley, Langley Real Estate
New property listed in Aldergrove Langley, Langley

I have listed a new property at 21B 26892 Fraser Highway in Langley. See details here

Affordable living in the heart of Aldergrove! This cozy 2 bed, 1 bath manufactured home offers the perfect blend of comfort and convenience in a pet-friendly, all-ages mobile home community. Both interior and exterior are in great condition with many updates including newer roof, hot water tank and furnace with beautifully done floors and stainless steel appliances. Enjoy the simplicity of detached living at a fraction of the cost. Well-maintained mobile home park with friendly neighbours and easy highway access. Conveniently located near transit, schools, parks, shopping and the always popular outdoor water park. Pad rental: $830. This is an excellent opportunity to own a home without breaking the bank! Book your private viewing today.

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Posted in Langley City, Langley Real Estate
I have sold a property at 4875 200 Street in Langley

I have sold a property at 4875 200 Street in Langley on Feb 28, 2026. See details here

Welcome to a home where your family can settle in & grow! This basement-entry home sits well back from the street with a long driveway offering plenty of parking. Upstairs you will find a spacious primary bedroom w/powder, two additional bedrooms & family bath. The bright living room features a cozy brick fireplace & flows into the dining area to a private back deck. The kitchen offers maple cabinets, movable island & additional deck access. The main level includes a bright, one-bedroom mortgage helper w/separate entrance & laundry. Situated on a generous 7,550 sq/ft lot w/west-facing fenced backyard - great for kids & pets! Located in a family-friendly neighbourhood close to parks, trails, schools, shopping & transit. Great future development OCP Ground-Oriented Residential w/1.2 (FAR)!

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Mortgage Stress Test Changes in Canada: What You Need to Know

There’s been a lot of talk lately about Canada removing or changing the mortgage stress test. Let’s break down what’s actually happening and what it means for you.

First, the big update:

As of late 2024, the government made a meaningful change for homeowners. If you’re renewing your mortgage and switching to a new lender, you no longer have to re-qualify under the stress test, as long as your mortgage amount and amortization stay the same.

This is great news for current homeowners. It gives you more flexibility to shop around for better rates instead of feeling stuck with your current lender.

Now, what hasn’t changed:

If you’re buying a home, refinancing, or increasing your mortgage, the stress test is still in place. You still need to qualify at a higher rate than what you’ll actually pay, which continues to impact affordability for many buyers.

So why all the buzz?

There is ongoing discussion about potentially changing or replacing the stress test in the future, possibly with new rules tied to income levels. However, nothing has officially been announced yet.

What this means for you:

    •    If you’re a homeowner, you now have more freedom at renewal

    •    If you’re a buyer, qualifying rules remain the same for now

    •    If future changes happen, it could increase buying power and bring more people into the market

Bottom line:

There has been a small but important change, but the stress test is still very much in place for buyers today.

If you have questions about how this affects your situation, feel free to reach out anytime.

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Posted in Langley City, Langley Real Estate
New property listed in Langley City, Langley

I have listed a new property at 302 5556 201a Street in Langley. See details here

Michaud Gardens! This UPDATED TOP-FLOOR CORNER unit offers 2 beds & 2 baths w/bedrooms on opposite sides for privacy. The bright kitchen is a showstopper w/ample cabinet & counter space, rare window over the sink, SS appliances, pantry, & eating area. The dining space fits a large table, while the spacious living room w/cozy gas fireplace opens to a west-facing deck overlooking beautiful Linwood Park! Large primary bedroom has plenty of closet space & ensuite, plus a second bedroom beside the family bath. Laminate flooring throughout & laundry room w/updated washer/dryer make this home move-in ready. All in a very well-managed complex w/amenity room, workshop, courtyard gardens w/fountain, one parking w/lots of street parking & storage locker. Steps to parks, shopping, schools, & transit!

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Posted in Langley City, Langley Real Estate
Open House. Open House on Saturday, March 21, 2026 1:00PM - 3:00PM

Please visit our Open House at 302 5556 201a Street in Langley. See details here

Open House on Saturday, March 21, 2026 1:00PM - 3:00PM

Michaud Gardens! This UPDATED TOP-FLOOR CORNER unit offers 2 beds & 2 baths w/bedrooms on opposite sides for privacy. The bright kitchen is a showstopper w/ample cabinet & counter space, rare window over the sink, SS appliances, pantry, & eating area. The dining space fits a large table, while the spacious living room w/cozy gas fireplace opens to a west-facing deck overlooking beautiful Linwood Park! Large primary bedroom has plenty of closet space & ensuite, plus a second bedroom beside the family bath. Laminate flooring throughout & laundry room w/updated washer/dryer make this home move-in ready. All in a very well-managed complex w/amenity room, workshop, courtyard gardens w/fountain, one parking w/lots of street parking & storage locker. Steps to parks, shopping, schools, & transit!

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Posted in Langley City, Langley Real Estate
Open House. Open House on Sunday, March 22, 2026 1:00PM - 3:00PM

Please visit our Open House at 302 5556 201a Street in Langley. See details here

Open House on Sunday, March 22, 2026 1:00PM - 3:00PM

Michaud Gardens! This UPDATED TOP-FLOOR CORNER unit offers 2 beds & 2 baths w/bedrooms on opposite sides for privacy. The bright kitchen is a showstopper w/ample cabinet & counter space, rare window over the sink, SS appliances, pantry, & eating area. The dining space fits a large table, while the spacious living room w/cozy gas fireplace opens to a west-facing deck overlooking beautiful Linwood Park! Large primary bedroom has plenty of closet space & ensuite, plus a second bedroom beside the family bath. Laminate flooring throughout & laundry room w/updated washer/dryer make this home move-in ready. All in a very well-managed complex w/amenity room, workshop, courtyard gardens w/fountain, one parking w/lots of street parking & storage locker. Steps to parks, shopping, schools, & transit!

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Mortgage Rate Update

There was some movement in the mortgage market last week worth noting.

Bond yields spiked, which pushed fixed mortgage rates slightly higher. Fixed-rate mortgages are closely tied to the bond market, so when bond yields rise, lenders often adjust fixed rates upward as well.

Variable rates, however, have not changed. That’s because variable mortgages are tied to the Bank of Canada’s overnight rate, which has remained steady for now.

Interestingly, the latest Canadian jobs report came in weaker than expected. The report showed job losses and a rise in unemployment, which has increased speculation that the Bank of Canada could consider rate cuts later this year.

If that happens, variable mortgage rates could move lower.

For buyers trying to decide between fixed and variable, this is something important to keep in mind. Fixed rates provide stability and predictable payments, while variable rates could benefit if rate cuts occur later in the year.

As always, the right choice depends on your comfort level, timeline, and financial goals.

If you have questions about what this could mean for your purchase or mortgage strategy, feel free to reach out.

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Posted in Langley City, Langley Real Estate
Open House. Open House on Saturday, March 14, 2026 2:00PM - 4:00PM

Please visit our Open House at 216 20068 Fraser Highway in Langley. See details here

Open House on Saturday, March 14, 2026 2:00PM - 4:00PM

Welcome to Varsity, an amazing complex that is pet & rental friendly! This 2 bed, 2 bath condo is move-in ready & features a BRIGHT, OPEN floor plan w/ bedrooms on opposite sides for extra privacy. Kitchen features SS appliances, GAS range, plenty of cabinets, granite countertops & breakfast bar. There’s a laundry room! (with lots of storage) & a designated dining area, leading to the spacious living room. Enjoy a morning coffee or BBQing on the north-facing balcony (with a gas hookup - & strata fee covers the gas!). Primary bdrm accommodates a king bed & includes a spa-like ensuite with a good-sized 2nd bdrm (B/I closet organizers in all closets!). Centrally located in Downtown Langley, just steps from shopping, dining, schools, parks, recreation & a short walk to future Skytrain station!

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Offer Accepted. Now What? Here’s What Not To Do

Getting your offer accepted on a home is a huge milestone. But the deal isn’t fully done until conditions are removed and the purchase officially completes. During this period, it’s important to keep your financial situation as stable as possible. Lenders are still reviewing everything, and big changes can cause unexpected problems.

Here are a few things buyers should avoid after their offer is accepted:

Changing jobs

Even if it’s a great opportunity, switching jobs during the closing process can raise red flags with your lender. They approved your mortgage based on your current employment and income, so sudden changes can delay or even jeopardize financing.

Financing large purchases

Now is not the time to buy a new car, furniture, or anything that requires new credit. Taking on additional debt can impact your credit score and debt ratios, which lenders monitor closely until the deal is finalized.

Taking on new credit

Opening new credit cards or financing plans can also affect your mortgage approval. It’s best to wait until after possession day.

Large unexplained deposits or withdrawals

Keep your bank accounts as consistent as possible. Lenders may ask questions about unusual financial activity.

Major life or financial changes

Big vacations, quitting your job, or making large investments can all create complications during the final approval stage.

The key takeaway is simple: keep things steady until the keys are in your hand. Once the deal completes, you can celebrate however you like.

If you’re ever unsure about a financial decision during the buying process, it’s always a good idea to check with your lender or your realtor first. A quick conversation can save a lot of stress later.

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