Summer is winding down, kids are back in school, and families are settling back into routine. For real estate, that shift usually means one thing: September gets busy.
Traditionally, the fall market picks up as people return from vacations, get back to work, and start making real estate decisions before the holidays. This year is no different — in fact, there’s even more buzz than usual.
Interest Rates on Everyone’s Mind
One of the biggest factors right now is the expectation that the Bank of Canada may cut interest rates again this month. Even a small change can impact affordability and boost confidence among buyers who have been sitting on the sidelines. Sellers are watching too, since lower rates can translate into stronger demand.
Why September Matters
• Back to reality: With kids in school and summer distractions behind us, buyers and sellers tend to re-focus on real estate goals.
• Time-sensitive decisions: Many want to move before the weather turns or before year-end, creating a sense of urgency in the fall.
• Realtors back at it: The industry as a whole kicks into gear in September — more listings come online, open houses are busier, and opportunities increase.
What This Means for You
• Buyers: If you’ve been waiting for rates to drop, now’s the time to get pre-approved and ready. A busier market means more competition, but also more choice as new listings come online.
• Sellers: September is an excellent window to list — motivated buyers are active, and a rate cut could work in your favour by widening the pool of qualified buyers.
Final Thoughts
The fall market is short but powerful. Whether you’re thinking about buying or selling, this is the season to re-evaluate your plans and take advantage of momentum.
If you’d like to talk through your options — whether it’s getting a home ready for market or figuring out your buying power in today’s conditions — let’s connect.
