What Is the 2/5/10 New Home Warranty in British Columbia?

When you buy a new home in British Columbia, you’re protected by the 2/5/10 home warranty, a mandatory insurance program designed to give buyers peace of mind and real protection after closing.

Here’s what each part of the warranty means:

2 Years of Protection

For the first two years, your new home is covered for:

    •    Defects in materials and labor (things like drywall cracks, flooring issues, paint problems).

    •    Violations of the BC Building Code.

    •    Defects in the building envelope (windows, doors, roofing, water penetration).

This means if something goes wrong with the workmanship or basic functionality of your home in the early years, the builder or warranty provider will step in to fix it.

5 Years of Protection

For five years, the structure of your home is covered.

This includes major structural components like:

    •    Floor systems

    •    Load-bearing walls

    •    Foundations and footings

If these structural elements fail or pose safety concerns, that repair cost is covered under the warranty.

10 Years of Protection

For ten years, your new home is protected against major structural defects.

These are the big, foundational issues that threaten the overall safety and stability of your home.

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What This Means for Buyers

Buying a new home is one of the biggest investments most people make. The 2/5/10 warranty helps reduce risk by ensuring you’re covered if serious problems arise after you move in.

The warranty is automatic and included with new home purchases from registered builders, so you don’t have to apply for it yourself.

This coverage provides confidence and financial protection so you can enjoy your new home without worrying about unexpected repairs.